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Treasury Management

Dogwood State Bank's Treasury Management Services streamlines the administrative activities increasing efficiencies
allowing you to focus on running your business.

Remote Deposit Capture

Remote Deposit Capture allows you to scan checks for deposit directly into your Dogwood State Bank accounts without ever leaving the office. The basic requirements for the service include a PC, an internet connection and a check scanner.

Checks that you receive at your business can be scanned to create a digital deposit. The digital deposit is then transmitted over an encrypted internet connection to Dogwood State Bank and posted to your account and assigned availability based on your availability schedule.

  • Spend your valuable time at your business instead of driving to the bank to make deposits.
  • Deposit checks at your office and receive same day credit.
  • Extend your banking day to 6 pm with RDC.
  • Make deposits into multiple accounts as needed.

Merchant Services

Dogwood State Bank has established a relationship with Atlantic Merchant Services to offer you a complete spectrum of products and services to meet all your demands in electronic processing now and as the business environment changes. With a Dogwood State Bank merchant credit card partnership, your business will be able to accept all major credit cards (VISA, MasterCard, American Express and Discover), PIN based Debit Cards, Electronic Benefits Transfer and Gift Cards. We have the products your business needs to maximize revenue delivered by a trusted representative with local knowledge.

Regardless of the type of business or size of your business, our servicing partner can customize a program that will fit your needs. We have the ability to process card transactions using a credit card terminal, computer, POS System, website, "smart phone" or wireless tablet.

Our program helps you speed up cash flow by making your merchant services sales available in your checking account the next day. In addition, for most merchants, we have the ability to combine all card types in one deposit.

Let us show you how we can make your business more profitable!

Please note: Atlantic Merchant Services is not owned or operated by Dogwood State Bank and Dogwood State Bank does not share customer information with Atlantic Merchant Services.


For additional information on all of our services: