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Privacy Policy



FACTS - What does Dogwood State Bank do with your personal information?


Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do.


What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and account balances

  • Payment history and transaction or loss history

  • Credit history and checking account information

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customer's personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customer's personal information; the reasons Dogwood State Bank chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does Dogwood State Bank share? Can you limit this sharing?
For our everyday business purposes:
Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No
For our marketing purposes:
To offer our products and services to you.
Yes
No
For joint marketing with other financial companies No We don't share
For our affiliates' everyday business purposes:
Information about your transactions and experiences
No We don't share
For our affiliates' everyday business purposes:
Information about your creditworthiness
No We don't share
For our affiliates to market to you No
We don't share
For nonaffiliates to market to you No We don't share
QUESTIONS? Call us at - (919) 863-2293 

Who we are

Who is providing this notice?

Dogwood State Bank

What we do
How does Dogwood State Bank protect my personal information?


To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to those employees for whom access is appropriate.



How does Dogwood State Bank collect my personal information?
We collect your personal information, for example, when you
  • Open an account or pay your bills
  • Apply for a loan or use your credit or debit card
  • Make deposits or withdrawals from your account
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.




Why can't I limit all sharing?
Federal law gives you the right to limit only
  • Sharing for affiliates' everyday business purposes
    • Information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates


Companies related by common ownership or control. They can be financial and nonfinancial companies. 
  • Dogwood State Bank has no affiliates

Nonaffiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
  • Dogwood State Bank does not share with nonaffiliates so they can market to you

Joint marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • Dogwood State Bank doesn't jointly market


Revision Date - 9/2019